Most businesses work with the system that allows for a 30-60 days payment on goods received.  Typically, payments are dealt with in this standard fashion but it can create a cash flow problem.   When your customers fail to pay you on time you are left waiting for their payment to arrive in the mail.   In a perfect [...]

We have all heard that old time saying of, reading, writing and arithmetic, now is the school system could just add personal finance to that, we would all do better in life. All kids, like we have done too, learn how to make change in grammar school but to be able to manage their finances, [...]